Mintos, Lettland, 10€, 12,5%, Zu Mintos». Bondora, Bondora logo, Estland, 1€, 9,9%, Zu Bondora». EstateGuru, EstateGuru, Estland, 50€, 11,8. Lars Wrobbel zeigt die 3 großen Besonderheiten, die Mintos mitbringt. Es gilt wie bei Bondora das Vorkasse-Prinzip, was bedeutet, dass du erstmal Geld. Mintos Invest & Access oder Bondora Go & Grow). Bei diesen Portfolios übernimmt der Plattform Betreiber das.
P2P Kredite InvestmentsIch selbst investiere mit großem Erfolg bei Mintos und werde dies auch zukünftig tun. 19 Gedanken zu „p2p Kredite Vergleich – Mintos, Twino, Bondora, Viventor &. Lars Wrobbel zeigt die 3 großen Besonderheiten, die Mintos mitbringt. Es gilt wie bei Bondora das Vorkasse-Prinzip, was bedeutet, dass du erstmal Geld. Wer Go & Grow von Bondora kennt, dem wird das Konzept des neuen Mintos-Produkts bekannt vorkommen. Weiter unten gehe ich auch auf die Unterschiede.
Bondora Vs Mintos Is it ethical to invest in P2P lending? VideoMintos Invest \u0026 Access vs. Bondora Go \u0026 Grow after 2 Months - 1.000€ Experiment 10/13/ · Mintos Vs Bondora Vs IUVO Vs Estateguru [comparison] Posted on 13/10/ 23/11/ by Sal from Revenue Land. 13 Oct. Today I try to describe the differences between Mintos, Bondora, IUVO and Estateguru. I will try to define which is for me the best peer to peer lending tool among the four, not only Mintos Vs. Bondora. Bondora vs. Mintos – Das Endergebnis. Dieser kleine Wettkampf hat gezeigt, dass Mintos definitiv der Platzhirsch unter den P2P Plattformen ist. Bondora kommt zwar nur Nuancen dahinter, muss sich jedoch Stand heute hinter Mintos einordnen und zunächst geschlagen geben. Dies soll jedoch die Qualität von Bondora in keinster Weise schmälern. 4/10/ · Bondora vs. Mintos. Secure premium and starting credit. What is Bondora and how does a P2P investment work? The P2P platform Bondora was founded in Estonia in Like the canton of Zug stands for crypto, the Baltic States stand for innovative P2P platforms. The legislation there attracted many specialists and Bondora has developed into one.
It basically spreads out your withdrawal over time. In my case it took me two months!!! Yes, what you say it is true and it is also written in the terms and conditions.
It is also true that now it is working smoothly and that it has been working fine for the 2 previous years. This is peer to peer lending and to get those huge return I know I also get some risk.
How do I deal with it? I am boring. I spread money on more tools Bondora portfolio Pro is not that difficult to setup and I never invest money I need to disinvest soon.
I thank you for your comment, Bernand. Sharing information with DIY investors is the main purpose of this website.
Your email address will not be published. Save my name, email, and website in this browser for the next time I comment. Table of Contents.
See Mintos with your eyes. Check out Bondora. In return, you will receive Interest which will be promptly distributed by Bondora.
So every day small amounts of your many investments come back - a passive income well! Sounds complicated? Don't worry, Bondora manages it all automatically for you!
Graphically, it looks something like this:. There's this quote by Warren Buffett:. For a long time the P2P platforms were accused of never having experienced a real crash.
Since March this is definitely no longer the case! While in the USA the first real estate funds have already started to falter, as in , nothing has yet been seen with Bondora.
With P2P platforms it is especially important to pay attention to large, established platforms. Because among the P2P platforms there were or are like everywhere where money can be made also black sheep.
But Bondora has been on the market since and is not yet one of them. Over million Euros have already been granted in loans and an average of Despite all the successes: P2P loans are a risky investment.
So invest only a small amount of your assets. As always, you should not put all your eggs in one basket.
The Schwiizerfranke portfolio at Bondora, has so far no delays or reduced returns to announce due to the financial crash of Also none of our readers has so far reported on this.
However, we have read that some investors were probably invested with larger sums and are now worried. They probably assumed that there would never be a financial crash and wanted to sell their loans and withdraw their money at the same time.
But the P2P platforms must always find buyers for the sellers, just like a stock exchange. Delays in payment for these panic dropouts therefore seem to have occurred.
We leave our money invested and see what happens. Bondora has been prepared for crises:. How does that work? For you, it looks like an overnight deposit account with 6.
Behind the scenes Bondora works with your capital and generates more than the 6. Everything beyond that is your profit, which you put aside for crises like the Corona Crash.
More information directly from the Bondora team:. Bondora offers two ways to invest in P2P loans. Let's start with the easy way:.
Technically it looks a little different, but the convenience is the same. You can access your money at any time and receive a handsome 6.
Bondora uses it to grant loans and keeps the excess return for itself. The risk for you? Should the entire Bondora platform go bankrupt, your capital is not secured.
But as long as Bondora itself continues to operate solidly which is verified by strict regulations , Bondora guarantees you the return.
Our assessment: Never say never. For more than 3 years now we have been very satisfied with Bondora, but have nevertheless only invested a small percentage of our assets.
Bondora Portfolio Pro explains:. Here you can have a direct influence and enter your risk tolerance, for example. Every loan receives a rating from Bondora.
The higher the risk of a loan default, the higher the risk is rewarded by interest. We do not yet know whether this will always remain so.
So far we are happy, but we are sticking with a moderate investment. So the risk that one day Bondora might not exist anymore.
I use this feature for my investments. For other ethical aspects, I have chosen to put my faith in the EU authorities and regulations.
Enough with all the details. Investing with Mintos has a few advantages, but there are also some negative aspects compared to other platforms. I feel both are important to mention in this review.
All in all, the advantages outweigh the disadvantages for me. You should, of course, do your research to make sure Mintos is a good option for you.
Mintos review conclusion. As you might have sensed in this review, I have been very happy with my investments in Mintos so far.
The platform is sound and returns have been great. Most importantly, I feel my investment is safe with multiple diversification opportunities.
Mintos is my top choice for new and experienced P2P investors alike. New investors will be able to get started while experienced investors will have the most advanced platform available.
The only concern I have is whether they can keep up the returns in the long term. It is not keeping me from investing in Mintos yet. I am testing out other platforms at the moment to see how much returns will differ in the months and years to come.
Does Mintos sound like something for you? I have made a deal with them which gives you a 0. If you sign up directly on Mintos.
Mintos changed its policy on November 18, , for all affiliates. If someone says otherwise, their information is not up-to-date. For the record, I started investing with Mintos long before deciding to become an affiliate.
Before investing with Mintos, I urge you to do a bit of research on the other platforms to find out whether they suit you better.
You could also consider real estate crowdfunding as an alternative. I have tried creating a video review below not me speaking though to help people who would rather watch a video than read a long post.
Hope you like it! A new revision of your Mintos review is long overdue. They are now barely worth 2 stars. They do not follow closely their loan originators, have no collective insurance worth its name, allow loan originators to prematurely return loans, and reissue them with lower rates.
They behave badly towards investors and fail to inform them about re-rating of loan originators. Thanks for this great post. You have done a great job analyzing Mintos.
Can I ask. What does it matter if short-term loans need to be reinvested all the time? It was quite a while ago I set the strategy, so it might have changed since then.
However, when I invested in short-term loans I often had more cash drag since they had to be reinvested frequently. It solved the problem to exclude them.
I could consider setting up different strategies in prioritized order going from 1 high rate, long term, 2 high rate, medium term, 3 high rate, short term, 4 slightly lower rate, long term, etc.
Hahaha, you got me there! Hi Carl, I have a pretty low technical question — how do you transfer money to Mintos? The only way seems is a money transfer and that costs dkk in my stupid nordea bank thinking about changing that which eats into the profit a bit.
Do you have any tips how to do it more efficiently? Yes, I know it is a bit irritating with the bank fees. People talk about some interesting strategies but wanted to hear some outside opinions too.
Hi Carl. For me, it does not really change that much. Actually, I would never start mixing things: do my weekly shopping and paying with a Mintos Card, paying all the small things to pay during the daily life on a Mintos Card, or even receiving money from completely other things in a Mintos Account… No , I would definitively not do that.
I have the Mintos setup completely different, I can do super easily and detailed follow-up about how everything is going, and by the way, everything is going very well.
Why would I like to mix everything? To summarize, honestly for me there are no real benefits in all this. What about you? How do you see it?
Yes, I agree they are trying to expand into new business areas. Yes, my buyback guarantee has been activated several times — it happens automatically.
Mange tak for en spaendende og inspirerende blog, som jeg foelger med stor interesse. Paa engelsk, saa ogsaa dine ikke-dansk talende laesere kan foelge med :.
I have a quick question regarding the size of your portfolios in your auto invest strategy — I can see that the portfolio sizes are set very high.
Is this to increase the total amount that can be invested for each loan originator, or what is the reason? Also, will the diversification work across strategies, or could you risk that large sums are invested through the same originator?
Hope my questions make sense. The portfolio size on your autoinvest strategy is the maximum amount that will be invested and re-invested in that particular strategy over time.
Some people use it to limit how much they want to invest in loans with certain criteria. You are right that it can influence the diversification across loan originators.
If I set my portfolio size to This is acceptable to me given my total investment is a lot higher. If your total investment is low and you only invest in few loan originators, you should maybe not set the portfolio size as high as everything might be invested in one loan originator.
The easiest way to start Mintos? Mintos statistics made easy The thing I value most is transparency in P2P investing..
Some more easy tips? Keep reading! I avoid this kind of loans when I can. This gentleman bought a fantastic Audi A6 some years ago.
Now the value of the car for some reasons dropped, but he still has to pay. Anyway, I prefer to use it in synergy with different P2P and real estate crowdfunding platforms beside traditional investments.
I also invest in business loans and real estate loans on several websites. Mintos loans diversification is unique for European investors.
Also, the huge number of Mintos lenders is big and growing. Who can invest with Mintos? Is Mintos fit for beginners?
Mintos is suitable for beginners, as long as they are willing to understand what it does. The problem here is not about a smooth usage of the website.
Mintos is rather fool-proof, I can use it. Anyone can subscribe, deposit and invest in Mintos since it is built caring a lot about the user experience.
The main issue is if P2P lending or Mintos is the right fit for that beginner investor. The risk involved, as I said, is not similar to other types of investments, it is just different.
One more thing I would consider is a thorough understanding of how it works. I like my readers to understand where their money goes.
I did it. The future of Mintos Are you missing the train? This picture was proudly taken by me. Mintos announced three huge news lately.
One is the release of an APP Mintos App I am curious to see if it will really add value to investors or will just be a wrapped copy of the website.
The second groundbreaking news is the release of IBAN banking numbers to investors. The third is that they want to provide investors with a debit card.
Mintos debit card This is huge. I fear that, due to rising demand of loans and a heavier structure, the interest paid will eventually come down, but I might be wrong.
Are you in search of a Mintos promo code Here is the right page for people ready to register where I explain the difference between Promo code and Referral link.
Mintos alternatives and competitors The closest alternatives to Mintos may be: Mintos Vs. Peerberry Mintos Vs. The rest are less important to me.
I use both in synergy. I believe Mintos has a more complete offer at present. These platforms are not easy to compare.
Click to go to the fast comparison table. Where to get the best Mintos promo code? How safe is Mintos? What is Mintos hiding to the investors?
What is the Mintos net annual return? Nuno says: Fabulous review I invest in Mintos for 1 year now and I share your oppinion about the platform. Thank you.
Nassim says: This is the most complete review I found. True from Revenue Land says: Wow, that sounds great Nassim. Max says: Excellent review, even if there are too many lender default risks and no more cashback campaigns on Mintos.
Xavier69 says: Mintos era mejor antes. True from Revenue Land says: Was Mintos better before? Invest and access or the other portfolio?
Friend, this is too long to read! Marc says: Graet review. I will start mintos today. Waiting for approval. Or you need an email? Christian firefoxii.
Sal from Revenue Land says: Thank you Christian. Bernard says: I like your point on ethical APR levels. What is the maximum APR that you allow? Tommy says: Hi.
Sal from Revenue Land says: I am happy to answer, Tommy. Sara says: I can see a bit more late loans now in my Mintos but interests are flowing as usual.
Sal from Revenue Land says: Wow, happy to read your comment! Anna says: Hi, i like the article, well written! Thank you for answers! Sal from Revenue Land says: Happy to answer as an investor, Anna.